# What account types does Titan offer?

> Account Types at Titan

Source: https://help.titan.com/en_us/what-account-types-does-titan-offer-ryZm7JKB5

Last updated: 2026-07-06T17:31:35.618Z

We want to make it easy to understand the account options available at Titan. Below you’ll find answers to the most common questions about supported accounts, minimums, and future plans.

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### **What account types does Titan offer?**  
  

Titan offers Individual Investing, Joint, Direct Indexing (Individual and Joint), Traditional IRA, Roth IRA, and Inherited/Beneficiary IRA accounts. See below for a comprehensive overview.  
  
  

  

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### **What is an Individual Investing account?**  
  

A Standard Brokerage Account—listed in the Titan app as an Individual Investing account—is a taxable brokerage account.

*   **Minimum investment:** $500 for new accounts (some funds may require more to get started).  
      
    
*   **Structure:** Cash-based only; Titan does not currently offer margin or borrowing against your account.  
      
    
*   **Tax classification:** Considered a personal taxable brokerage account.
    

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**What is a Direct Indexing account?**

Titan's Direct Indexing is a separately managed account (SMA) that gives you direct ownership of individual stocks, rather than a single fund or ETF, while tracking the S&P 500. You can read more about Direct Indexing [here](https://help.titan.com/en_us/direct-indexing-rJXHovJGGe).  
  

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**Does Titan support IRAs?**  
  

Yes. Titan offers both Traditional and Roth IRA accounts.

*   **Minimum investment:** $500 for new IRAs  
      
    
*   **Rollover support:** You can roll over an existing IRA, 401(k), 403(b), SEP IRA, SIMPLE IRA, or Beneficiary/Inherited IRA with help from your Wealth Team.  
      
    
    *   SIMPLE IRA rollovers are accepted into a Titan Traditional IRA, the same way we currently support SEP IRA rollovers.  
          
        
    *   Beneficiary/Inherited IRA rollovers are also supported - all we'd need is the name of the deceased written on the statement provided when opening the account. Feel free to chat with your Wealth team about getting one started or read more on rollovers [here](https://help.titan.com/en_us/rolling-over-your-401-k-403-b-SyFqJN2Lq).
        

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### **Does Titan support SEP IRAs?**  
  

Currently, clients can roll existing SEP IRAs into a Titan Traditional IRA. Full SEP IRA onboarding (new account creation) is in development as part of our broader retirement product expansion roadmap, enabling Titan to better serve self-employed investors and small business owners in the future - stay tuned.

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### **Does Titan support joint accounts?**  
  

Yes! We are thrilled to announce that we now support joint accounts. You can read more on joint accounts [here](https://help.titan.com/en_us/joint-accounts-at-titan-Hyi2J0RHZl). 

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### **Can I merge my current Individual Investing account with my spouse or partner?**  
  

Yes. Just contact our team, and we'll work with you to get it set up.

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### **Does Titan support custodial accounts for children?**  
  

Not at this time. Children are welcome to open an account once they turn 18. In the meantime, you may name your child as a beneficiary. 

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### **Does Titan support trust accounts?**  
  

Trust accounts are not currently supported. You can, however, designate a trust as the beneficiary of your Titan account. 

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### **Does Titan support LLCs?**  
  

No. Titan does not support accounts owned by LLCs.